A monetized blog(s) or website(s) is one avenue on the path to financial freedom.
It will take some work to get there and that's why you need to start now.
Should you start a blog or a website?
If you are brand new to running a website then you should start a blog.
If you have no blog ideas then you can blog about your progress on 30 Days of Discipline.
That will give you a solid month of posts so you can learn the ins and outs of blogging.
To learn how to start a blog or website read The No Bullshit Guide to Making Money Online.
Why should you blog about 30 Days of Discipline?
Because blogging and writing about it will give you incentive to not muck up your progress.
Maybe you will like blogging and maybe you won't but it's a start. You have to start somewhere.
If you want to make art then you can make art and not pay attention to business.
If you want to make money then you need to keep your eye on the prize and blog with business in mind.
You do not have to start a blog, but remember – there is money on the internet. Do you want a piece of it? And do you want the freedom that comes with it?
If you don't want to start a blog or website that's cool. There is more than one way to skin a cat. But tomorrow is the first day of the rest of your life. What are you going to do? What are you going to start? And how will you do it?